Frequently Asked Questions
It is a fast and easy way to get cash against your Clear Texas title.
The loan amount is determined by the lender’s criteria based on income and the year, make, model, mileage and value of the vehicle. To get an estimate of how much you can get, call us with your vehicle information.
Funds are available as soon as you are approved and the loan process is completed.
Once your application has been submitted, approval can be obtained within minutes. All you have to do is bring the required paperwork below,and fill out the application. Once approved, you will complete the loan process and receive your check right away. The whole process from submitting your application to approval and getting your check takes approximately 30 minutes.
- Your ID
- Social Security Card
- Most recent paycheck stub less than 30 days old.
- Any utility bill under your name less than 30 days old.
- Auto insurance
- Vehicle title
- Spare key
- 5 references (family, friends, or co-workers)
- car (for inspection and appraisal)
That is not a problem. We can put both of you on the loan as you own the vehicle, but you will be using your spouses income to payoff the loan.
Yes you can apply online. However once approved, you will need to come to one of our convenient locations with the required paperwork to complete the loan process.
Yes. Since there is no credit check, employment and references are verified but the purpose of the call is not disclosed because we respect your privacy.
No. There is no credit check, however information on the application is verified.
It does not matter because we are here to help people obtain credit who have had difficulty in obtaining credit in the past because of their credit history. However, your bankruptcy must be discharged of at least 6 months.
Lender charges interest rate of 10% for the auto title loans.
Payments are made on a monthly basis just like a car note. You are required to pay at least the due monthly installment . Any additional payments made in any increment is credited to your account.
THESE ARE INSTALLMENT LOANS. Portions of your monthly payment goes to principal and a portion of it goes to interest. If you make your due monthly installment payments, your loan will be paid off by end of the contract term. THESE LOANS ARE NOT INTEREST ONLY LOANS.
Depending on the loan amount, ask our loan experts for more details.
No, there is no prepayment penalty.
We provide title loans pasadena, title loans brookshire, title loans Houston and in many more cities around Houston Texas. To see a full list of cities please visit our home page.